Auto Repair Financing in Encinitas, CA

Snap Loan® Financing for Car Repairs

California Autohaus offers auto repair financing through Snap Finance, so you can get your car fixed now and pay for the repair over time. At our shop, Snap financing is a Snap Loan® branded retail installment contract: an agreement originated by California Autohaus and serviced by Snap Finance.

It works like a payment plan for your car repair. The application takes minutes, Snap gives you a decision in seconds, and approval amounts range from $300 to $5,000. No credit history is required to apply.

What You Need to Apply

Be of legal age to enter into a contract in your state
Have a steady monthly income (Snap’s minimum is $750 or $1,000, depending on the product)
Have an active checking account
Provide a valid email address and smartphone number

Apply online with Snap Finance, or apply in our shop with help from our team when you bring your car in.

Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected. Snap Loan® branded products are not available in all states.

How Auto Repair Financing Works

Get a Written Estimate

We inspect your car and give you a written estimate before any work begins, so you know the amount you need to finance.

Apply in Minutes

Apply online or in our shop. Snap Finance reviews your application and gives you a decision in seconds.

Drive Now, Pay Over Time

Once you are approved, we complete the repair and you make scheduled payments to Snap Finance over time.

Repairs and Maintenance You Can Finance

Big repair bills rarely arrive at a convenient time. Auto repair financing lets you take care of the work your car needs now instead of putting it off, whether that is a single repair or scheduled maintenance:

Brake repair
AC repair
Check engine light diagnostics and the repairs that follow
Suspension repair
Factory scheduled maintenance
Tire service and wheel alignment

Not sure whether a repair qualifies? Ask us when we give you your estimate.

We work on European, British and luxury makes, including Audi, BMW, Mercedes-Benz, Porsche, Volkswagen, Jaguar, Land Rover, MINI, Volvo and Mercedes-Benz Sprinter vans. See all the makes we service or our German auto repair page. Every repair is backed by our 3-year/36,000-mile warranty.

Frequently Asked Questions

Do you offer auto repair financing?

Yes. California Autohaus offers auto repair financing through Snap Finance. At our shop it is a Snap Loan® branded retail installment contract, serviced by Snap Finance. You can apply online or in our shop.

Do I need good credit to get approved?

No credit history is required to apply, but not all applicants are approved.

How much can I finance?

Snap approval amounts range from $300 to $5,000. The amount you are approved for depends on your application.

Will applying affect my credit score?

Snap says applying won’t affect your FICO® score. Snap does obtain information from consumer reporting agencies in connection with your application, and your score with those agencies may be affected.

Can I apply before I bring my car in?

Yes. You can apply online with Snap Finance at any time, or apply in our shop when you drop off your car.

Who handles my payments?

Snap Finance services the account, so you make your scheduled payments to Snap Finance.

What Our Customers Say

    
 
 
         
   Cuttyshark1 
 
 
 
 Trustindex verifies that the original source of the review is Google. The staff was very knowledgeable. Great service, very detailed inspection.
  
 
        
   Andrea Brennan 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
        
   Jeff Colton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Craig and team are straight-shooters and do great work quickly. They’re my one-stop shop for our Rovers.
  
 
        
   Chris Copeland 
 
 
 
 Trustindex verifies that the original source of the review is Google. Love this shop
Staff inside is So respectful
Craig&todd
The mechanic are alwayz honest and tureful
Love there work they break down everything u need to get u right.
  
 
        
   Lynda Holeva 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service! Craig was very knowledgeable and easy to work with!
  
 
        
   Jerri Nachman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Todd and Craig are the greatest service agents I’ve ever had. The shop was extremely busy, yet Todd took the time to understand my car problem and gave me superior service! I trusted him completely and we built a good customer relationship. I’ll always take my Mini Cooper to AutoHaus. Thank you, Todd and everyone who services my car at Encinitas Autohaus. ☀️
  
 
        
   Paul Miller 
 
 
 
 Trustindex verifies that the original source of the review is Google. Gave all the time needed for any questions, excellent customer service and good knowledge.  After being screwed over by so many After market Tesler dealers, it’s great to Jane someone who you can trust and is reliable!
  
 
        
   Brad Horwitz 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
        
   Willard Yankus 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
        
   Marycarol Reeder 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great shop , they do great work I trust them and my car runs like a top !! Have been a customer for over 5 years !